Finance Your Dream Home Improvement.
We believe that budget should never stand in the way of a safer, more beautiful home. Whether you’re looking for long-term flexibility or a quick promotional rate, we’ve partnered with leading lenders to offer a variety of ways to fund your project.
- 5 Financing Paths
- Approvals in Minutes
- Backed by 3-Year Warranty
Five paths. One simple decision.
We offer several distinct paths to help you manage the cost of your renovations. Choose the one that best aligns with your financial goals.
| Financing Option | Best For | Key Features |
|---|---|---|
| HELOCSecured by your home | Established homeowners with equity who want the most competitive long-term APR. |
|
| HELOC via Figure100% online HELOC | Homeowners who want the speed of an online HELOC with competitive rates. |
|
| GreenSky0% promo financing | Homeowners planning to pay the project off fast, or spread payments to lower the monthly cost. |
|
| EnhancifyMulti-lender marketplace | Homeowners who want a quick approval and side-by-side offers across the credit spectrum. |
|
| SECU LoanCredit union loan | Existing members of the State Employees' Credit Union of NC. |
|
Detailed breakdown
SECURED BY YOUR HOME
HELOC
Leverage Your Home Equity — Through Your Preferred Bank
BEST FOR
Established homeowners with equity who want the most competitive long-term APR.
KEY FEATURES
- Typically lower interest rates
- Use the bank you already trust
- Long-term flexibility on larger projects
Requires home equity and an existing banking relationship
Most Recommended
HELOC via Figure
Fast & Low Interest — Sister Company of SoFi
BEST FOR
Homeowners who want the speed of an online HELOC with competitive rates.
KEY FEATURES
- 100% online application process
- Funding in as few as 5 days
- Higher loan amounts available
Requires home equity
0% PROMO FINANCING
GreenSky
Short-Term Budgeting — 0% Interest Promo Periods
BEST FOR
Homeowners planning to pay the project off fast, or spread payments to lower the monthly cost.
KEY FEATURES
- 0% interest promotional periods on qualifying loans
- Pay off your project without extra costs
- Or spread payments to reduce monthly cost
Subject to credit approval; promo terms vary
MULTI-LENDER MARKETPLACE
Enhancify
Instant Decisions — Compare Multiple Offers
BEST FOR
Homeowners who want a quick approval and side-by-side offers across the credit spectrum.
KEY FEATURES
- Quick approval process — answers in minutes
- Compares multiple lender offers at once
- Works with a wide range of credit profiles
Rates and terms vary by lender
CREDIT UNION LOAN
SECU Loan
Credit Union Members — Competitive Rates & Personalized Service
BEST FOR
Existing members of the State Employees’ Credit Union of NC.
KEY FEATURES
- Competitive credit-union rates
- Personalized service from your local branch
- Familiar lender relationship
Must be a current SECU member
* All financing is subject to credit approval. Rates, terms, and availability vary by lender and credit profile. Triangle Home Repair & Paint is not a lender and does not make credit decisions.
Pick the path that matches your priorities.
Choosing the right financing depends on your project’s timeline and your personal financial strategy.
Looking for the Lowest Rate?
Need to Start Immediately?
Planning to Pay it off Fast?
Three steps from idea to install.
Simple, transparent, and built to keep you in control of every decision.
Get a free Estimate
Schedule a consultation with us to determine the total cost of your project.
Compare Offers
Review the links above to see which lender offers the terms that fit your monthly budget.
Apply Online
Our financing partners offer free soft-credit checks that will not impact your credit score to see what you qualify for.
WHICH PATH IS RIGHT FOR YOU?
Pick the path that matches your priorities.
Choosing the right financing depends on your project’s timeline and your personal financial strategy.
Planning to pay it off fast?
The GreenSky 0% Promo Period is an excellent way to use “free money” as long as the balance is paid within the promotional window.
Note: All financing is subject to credit approval. Terms and conditions vary by lender.
HOW TO GET STARTED
Three steps from idea to install.
Simple, transparent, and built to keep you in control of every decision.
01
Get a free Estimate
Schedule a consultation with us to determine the total cost of your project.
02
Compare Offers
Review the links above to see which lender offers the terms that fit your monthly budget.
03
Apply Online
Our financing partners offer free soft-credit checks that will not impact your credit score to see what you qualify for.
Service You Can Finance
Every project we do is financing-eligible.
Apply your financing to any of the services below — and to any Triangle Home Repair & Paint project we complete for you.
Have questions? We've got answers.
Will checking my options affect my credit score?
No. Our financing partners offer free soft credit checks during pre-qualification, which will not impact your credit score. A hard pull only occurs if you choose to move forward with a formal application.
Can I use financing for any of your services?
Yes. Financing can be applied to any Triangle Home Repair & Paint service — exterior painting, new decks, Trex and Duxxbak installations, screen rooms, porches, sunrooms, and pergolas.
How long does approval take?
Approval times vary by lender. Enhancify and Figure often deliver decisions in minutes. Figure typically funds within 5 business days once approved. Bank HELOCs and SECU loans follow your institution’s normal underwriting timeline.
Do I need home equity to qualify?
Only HELOC-based options (your bank or Figure) require home equity. GreenSky, Enhancify, and SECU member loans offer paths that do not require equity.
Who do I contact with questions?
Reach out to our team at any time — we’ll walk you through the options and help you pick the path that fits your project and budget.
Ready to Move Your Project Forward?
Start with a free, no-pressure estimate. We’ll help you pick the financing option that fits — and get to work building the home you love.